Car Loans
Calculators
1300 378 387 Book a call Apply now
Home / Lifestyle / Marine finance
Marine Finance Specialists
Boat, jet ski and marine finance.
Finance for all your marine adventures. We compare boat loans from 50+ lenders for boats, jet skis, yachts and fishing boats, for personal or business use.
- ✓Compare 50+ lenders
- ✓Marine loans from $2,000
- ✓Checking your options won't affect your credit score
Rather talk first?
eCarz Finance handles your information under the eCarz Privacy Policy.
5.0 ★
from 1,400+ five-star reviews
50+
lenders on our panel
20+ years
finance experience
ACL 518268
Australian Credit Licence
★★★★★Verified review
I had a fantastic experience dealing with Jackson. He made the entire finance process incredibly easy and straightforward from start to finish.
Daniel Agostini
Kane was AWESOME. He guided me through every step to get my loan, and we got there in the end. Friendly and professional.
Aaron Lyttle
A massive thank you to Chad Masri for providing such a seamless experience from start to finish throughout my car buying journey.
Siluni Kumarapperuma
I was fortunate to work with Connor from eCarz. He was extremely helpful, clear communication and very very efficient.
Raigan Meadows
Had an absolutely fantastic and stress-free experience… Mick made the whole process incredibly easy and hassle-free.
Dom
We had a great experience with eCarz group! Gary was very helpful and straight up from the start.
Christine Puddephatt
David provided a very efficient and straightforward process… Highly recommend the group.
Peter Sproule
Everything went very smoothly. Happy with the price.
Thaddeus Kulig
Read all 1,400+ reviews →
Free loan health check
Already have a boat loan? Is it still the best deal for you?
We’ll review your current loan for free, with no obligation. If we can find you a better option, we’ll let you know. If we can’t, we’ll tell you that too.
Get my free health check →
Marine finance: what we offer
Choose what you’re buying to see how we finance it.
Boat finance For boat finance Australia wide, choose eCarz Finance. We offer quality new and used boat loans to suit every lifestyle and repayment capacity, including luxury, fishing and leisure boats. Learn more → Jet ski finance For jet ski finance Australia wide, choose eCarz Finance. Competitive rates and personalised service to help you secure your next marine craft, including options if you’re missing a document or have had credit issues. Learn more → Yachts and catamarans Sailboats, yachts and catamarans, with lenders who understand larger marine assets and the loan structures that suit them. Get a quote → Commercial and fishing boats We finance boats for business use where there’s a legitimate business reason, including commercial fishing boats. Get a quote →
Calculate your repayments!
Use our handy finance calculator to better understand your payments for your newly financed boat, jet ski or yacht!
Speak to a broker
A broker can confirm the real rate and repayments for your situation, free and with no obligation.
Loan amount
Months
Interest rate
Balloon %
Your monthly repayments: $580 With a balloon payment of $0
General information only. Estimates are based on the figures you enter, exclude lender fees and aren’t a quote or financial advice. Your actual rate and repayments depend on the lender and your circumstances. Seek your own independent advice. More calculators →
Why choose the Marine Finance Specialists?
Wide range of lenders
More than 50 lenders, so we can compare rates and loan structures for your situation.
Help managing costs
We explain the fees and charges on each option so you can decide with the full picture.
Personalised service
Your broker handles the application and the lenders, and keeps you informed.
Ongoing support
We're here before, during and after your purchase.
Boat finance FAQs
Do you finance boats for business use and private use?+
Yes. As a specialised marine finance broker, we have lenders who will consider business use where there’s a legitimate reason to put it through as such.
What is the minimum amount you finance?+
We offer a minimum finance amount of $2,000 on boat, yacht and jet ski loans.
I’ve had credit issues in the past. Can I still get finance for a boat or jet ski?+
It depends on your credit file and how significantly it’s been affected. It’s very much case by case, but the short answer is yes, there’s a chance you can get jet ski, boat or yacht finance.
Can I use a personal loan for a boat?+
Certainly. We have access to multiple lenders that can help with a personal loan instead.
What is the maximum amount I can finance for a boat?+
Depending on your credit application, there isn’t a ceiling limit. It all depends on your profile and application.
How old can the boat be to get finance?+
It’s subject to your application. Standard lender guidelines usually favour boats under 20 years old at the end of the term, but we have financed 30-year-old boats. Some lenders will consider no age limit, provided the boat’s value meets their loan-to-value requirements.
Boating guides How to qualify for a boat loan The marine loan process, step by step Best jet ski in Australia for 2026
Set sail sooner
Two minutes online, then pick a time. Or call 1300 378 387.
Start my application
6/35 Paringa Road, Murarrie QLD 4172
Mon to Fri 9:00am to 5:30pm · Sat by appointment
1300 378 387
PersonalCar loansPersonal loansMotorcycle financeBoat and marineCaravan and RV
BusinessTruck financeEquipment financeBusiness loansFinance for doctors
CompanyCompany profileFree loan health checkOur teamBlogPrivacy policy
PartnersAsset Finance ExchangeThe eCarz Group is a proud referral partner of Asset Finance Exchange: one platform to connect you with trusted referral partners.
Credit services provided by eCarz Finance Pty Ltd ABN 71 617 296 241, Australian Credit Licence 518268. Part of the eCarz Group.