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Personal Loan Specialists
Personal loans from $10,000 to $100,000.
Consolidate debt, renovate, book the trip or cover an emergency. We work for you, not the bank, comparing unsecured personal loans from 50+ lenders Australia wide.
- ✓Compare 50+ lenders
- ✓Unsecured loans, no asset needed
- ✓Checking your options won't affect your credit score
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eCarz Finance handles your information under the eCarz Privacy Policy.
5.0 ★
from 1,400+ five-star reviews
50+
lenders on our panel
20+ years
finance experience
ACL 518268
Australian Credit Licence
★★★★★Verified review
I had a fantastic experience dealing with Jackson. He made the entire finance process incredibly easy and straightforward from start to finish.
Daniel Agostini
Kane was AWESOME. He guided me through every step to get my loan, and we got there in the end. Friendly and professional.
Aaron Lyttle
A massive thank you to Chad Masri for providing such a seamless experience from start to finish throughout my car buying journey.
Siluni Kumarapperuma
I was fortunate to work with Connor from eCarz. He was extremely helpful, clear communication and very very efficient.
Raigan Meadows
Had an absolutely fantastic and stress-free experience… Mick made the whole process incredibly easy and hassle-free.
Dom
We had a great experience with eCarz group! Gary was very helpful and straight up from the start.
Christine Puddephatt
David provided a very efficient and straightforward process… Highly recommend the group.
Peter Sproule
Everything went very smoothly. Happy with the price.
Thaddeus Kulig
Read all 1,400+ reviews →
Free loan health check
Already have a personal loan? Is it still the best deal for you?
We’ll review your current loan for free, with no obligation. If we can find you a better option, we’ll let you know. If we can’t, we’ll tell you that too.
Get my free health check →
What can a personal loan cover?
Unsecured personal loans from $10,000 to $100,000 for almost any purpose. Tap any card to see more.
Debt consolidation loansOne repayment instead of many +
Having trouble keeping on top of multiple payments across credit cards and loans? We consolidate existing debt into one easy repayment, and your broker finds a loan suited to your needs. Say no to high interest rates.
- ✓Pay out credit cards and loans
- ✓One repayment, one rate
- ✓Fixed term to be debt free
Get a quote
Personal loans for emergenciesFunding when life doesn’t go to plan +
Sometimes accidents happen. With over 50 lenders to choose from, we arrange fast-approval personal loans so you have the emergency funding you need, when you need it.
- ✓Medical and dental bills
- ✓Urgent home or car repairs
- ✓Fast approval options
Personal loans for renovationsNo need for a second mortgage +
Extend or renovate your home without the lengthy process of a second mortgage. A simple, streamlined approval means you can enjoy the new deck or home cinema sooner.
- ✓Kitchens, bathrooms and decks
- ✓Outdoor living and landscaping
- ✓No property equity required
Holidays and big purchasesBook the dream trip +
Book that well-deserved holiday or cover a big one-off purchase with a fixed repayment plan you can budget around.
- ✓Travel and holidays
- ✓Weddings and events
- ✓Furniture and big-ticket items
Calculate your repayments!
Work out your monthly personal loan repayments with our handy calculator!
Speak to a broker
A broker can confirm the real rate and repayments for your situation, free and with no obligation.
Loan amount
Months
Interest rate
Deposit %
Your monthly repayments: $387 With a deposit of $0
General information only. Estimates are based on the figures you enter, exclude lender fees and aren’t a quote or financial advice. Your actual rate and repayments depend on the lender and your circumstances. Seek your own independent advice. More calculators →
The Personal Loan Specialist difference
We save you on fees and charges
Don't settle for a high-rate loan that costs you more over the long run.
Over 50 specialist lenders
There's a personal loan for almost every need and circumstance.
Tailored, not one-size-fits-all
We take the time to understand your situation before we recommend a loan.
Support you can depend on
Questions answered before, during and after your application.
Personal loan questions
How much can I borrow?+
We arrange unsecured personal loans from $10,000 to $100,000, depending on your income, expenses and the lender.
Can I consolidate my credit cards into one loan?+
Yes. A debt consolidation loan pays out your existing cards and loans so you have one repayment.
What does unsecured mean?+
The loan isn’t tied to an asset like a car or house. The lender assesses you on your income and credit history.
Will getting a quote affect my credit score?+
No. A credit check only happens when you choose to apply.
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Talk to a personal loan broker today
Two minutes online, then pick a time. Or call 1300 378 387.
Start my application
6/35 Paringa Road, Murarrie QLD 4172
Mon to Fri 9:00am to 5:30pm · Sat by appointment
1300 378 387
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Credit services provided by eCarz Finance Pty Ltd ABN 71 617 296 241, Australian Credit Licence 518268. Part of the eCarz Group.