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Equipment Finance Specialists
Excavator Finance
If you’re in the construction, earthmoving or civil works industry, you know that having the right excavator on-site can make or break a project.
- ✓Compare 50+ lenders
- ✓Australia wide
- ✓Checking your options won’t affect your credit score
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from 1,400+ five-star reviews
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I had a fantastic experience dealing with Jackson. He made the entire finance process incredibly easy and straightforward from start to finish.
Daniel Agostini
Kane was AWESOME. He guided me through every step to get my loan, and we got there in the end. Friendly and professional.
Aaron Lyttle
A massive thank you to Chad Masri for providing such a seamless experience from start to finish throughout my car buying journey.
Siluni Kumarapperuma
I was fortunate to work with Connor from eCarz. He was extremely helpful, clear communication and very very efficient.
Raigan Meadows
Had an absolutely fantastic and stress-free experience… Mick made the whole process incredibly easy and hassle-free.
Dom
We had a great experience with eCarz group! Gary was very helpful and straight up from the start.
Christine Puddephatt
David provided a very efficient and straightforward process… Highly recommend the group.
Peter Sproule
Everything went very smoothly. Happy with the price.
Thaddeus Kulig
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Excavator Loans – Power Your Projects with the Right Funding
Whether you’re breaking ground on a residential build, undertaking large-scale infrastructure works, or expanding your business fleet, excavator finance can help you secure the equipment you need without draining your cash flow.
We specialise in delivering tailored excavator loans for businesses of all sizes. As one of Australia’s leading equipment finance specialists, we work for you, not the banks. With access to over 50+ trusted lenders, we compare options from across the market to help you find the best loan terms, competitive rates, and flexible repayment structures.
Why Choose Excavator Finance?
Purchasing an excavator outright can be a huge capital expense, especially when your cash is better invested in materials, wages, or expanding your operations. Instead of a one-off lump sum payment, you can spread the cost over manageable instalments, freeing up your working capital. With excavator loans, you can:
- ✓Access the latest models with cutting-edge technology
- ✓Upgrade or expand your fleet as projects demand
- ✓Maintain healthy cash flow without compromising operational efficiency
- ✓Potentially benefit from tax deductions and GST credits (speak to your accountant for advice)
Our team understands the realities of running a business in industries where projects move quickly, deadlines are tight, and delays are costly. That’s why we streamline the finance process, so you can secure your excavator and get on-site faster.
How It Works
When you partner with us, you’ll be connected with an experienced equipment finance broker who will guide you through the process from start to finish.
- ✓Tell us your needs: a brand-new model, a quality used machine, or multiple units for a large project
- ✓We compare lenders: with access to over 50+ banks and non-bank lenders, we negotiate competitive rates and flexible loan structures
- ✓Choose your loan type: we help you choose the finance structure that suits your business and cash flow
- ✓Fast approvals: so you never have to turn down a job due to lack of equipment
- ✓Get to work: once settled, you can put your excavator to work immediately
New and Used Excavator Finance
Whether you’re purchasing brand-new from a dealer or picking up a quality used excavator at auction, we can finance both. New excavator finance can mean lower maintenance costs, access to the latest features, and longer warranties. Used excavator loans can be a cost-effective way to expand your fleet without overextending your budget.
Industries We Help
While excavators are most common in construction and civil works, we also help clients across:
- ✓Earthmoving and landscaping
- ✓Demolition
- ✓Quarrying and mining
- ✓Roadworks and infrastructure projects
- ✓Agriculture and forestry
Wherever you work, our excavator loans can help you get the right machine for the job.
Why Businesses Choose Us
Don’t let a lack of equipment hold back your next job. Our dedicated brokers handle the hard work for you, comparing lenders, negotiating rates, and securing finance that’s right for your needs.
- ✓We work for you, not the banks
- ✓Access to 50+ lenders, including Australia’s top heavy equipment finance providers
- ✓Fast approvals to minimise downtime
- ✓Repayment schedules that match your cash flow, including seasonal structures for project-based work
Calculate your repayments!
Use our handy finance calculator to better understand your repayments on an excavator.
Speak to a broker
A broker can confirm the real rate and repayments for your situation, free and with no obligation.
Loan amount
Months
Interest rate
Balloon %
Your monthly repayments: $580 With a balloon payment of $0
General information only. Estimates are based on the figures you enter, exclude lender fees and aren’t a quote or financial advice. Your actual rate and repayments depend on the lender and your circumstances. Seek your own independent advice. More calculators →
Excavator finance questions
Can I finance a new or used excavator?+
Yes. We can help businesses explore finance options for both new and used excavators, whether purchasing from a dealer or buying a used machine at auction. Available options depend on the equipment and lender criteria.
What loan types are available?+
We can help you compare finance options, including chattel mortgages and finance leases, to find a structure that suits your business needs and cash flow.
How much can I borrow?+
Speak to the team at Equipment Finance Specialists today. We can help you understand your borrowing capacity and explore finance options suited to your business needs.
Can repayments match seasonal or project-based income?+
Yes. We offer repayment structures designed to suit different business needs, including seasonal repayment schedules for businesses with project-based or fluctuating income. Available structures depend on lender criteria and your circumstances.
How do I get started?+
Tell us what type of excavator you want to purchase and provide details about your business and funding requirements. A broker can compare options across more than 50 lenders and guide you through the application process.
Talk to a specialist about Excavator Finance
Two minutes online, then pick a time. Or call 1300 378 387. Back to Equipment finance
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6/35 Paringa Road, Murarrie QLD 4172
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