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Home / Equipment finance / Laundromat Business Loans
Equipment Finance Specialists
Laundromat Business Loans
Laundromat business loans to buy or upgrade commercial washers, dryers and other laundry equipment, whether you’re opening your first store or expanding an established one.
- ✓Compare 50+ lenders
- ✓Australia wide
- ✓Checking your options won’t affect your credit score
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5.0 ★
from 1,400+ five-star reviews
50+
lenders on our panel
20+ years
finance experience
ACL 518268
Australian Credit Licence
★★★★★Verified review
I had a fantastic experience dealing with Jackson. He made the entire finance process incredibly easy and straightforward from start to finish.
Daniel Agostini
Kane was AWESOME. He guided me through every step to get my loan, and we got there in the end. Friendly and professional.
Aaron Lyttle
A massive thank you to Chad Masri for providing such a seamless experience from start to finish throughout my car buying journey.
Siluni Kumarapperuma
I was fortunate to work with Connor from eCarz. He was extremely helpful, clear communication and very very efficient.
Raigan Meadows
Had an absolutely fantastic and stress-free experience… Mick made the whole process incredibly easy and hassle-free.
Dom
We had a great experience with eCarz group! Gary was very helpful and straight up from the start.
Christine Puddephatt
David provided a very efficient and straightforward process… Highly recommend the group.
Peter Sproule
Everything went very smoothly. Happy with the price.
Thaddeus Kulig
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Laundromat Loans
Laundromat business loans from Equipment Finance Specialists help you buy or upgrade commercial washers, dryers and other laundry equipment, whether you’re opening your first store or expanding an established one. We’re an Australian equipment finance broker with access to a panel of 50+ lenders, so we can compare options for you and keep the process simple.
Finance For New And Established Laundromats
Opening a first store, replacing tired machines or adding a second site? We can help you finance:
- ✓Commercial washers and dryers
- ✓Equipment upgrades and replacements
- ✓Payment and vending systems
- ✓Fit-out and renovations
- ✓Working capital and expansion
The Laundromat Finance Specialists
Equipment Finance Specialists helps new and existing laundromat owners access finance options to purchase commercial laundry equipment, establish a new business or expand an existing operation. With finance options including chattel mortgages and finance leases, the equipment itself can often serve as security for the loan. We can also help arrange additional funding for laundromat fit-outs, renovations and working capital, with a business loan available alongside equipment finance where required.
Why businesses choose Equipment Finance Specialists:
- ✓50+ lenders: one conversation, many options
- ✓Flexible terms matched to the equipment you’re buying
- ✓A straightforward process: a specialist explains the numbers and handles the paperwork with you
- ✓Fees explained upfront
- ✓Ongoing support before, during and after settlement
How It Works
- ✓Step 1. Tell us about your laundromat: use the quick quote form or give us a call
- ✓Step 2. We compare your options: we look across our panel for structures and terms that fit
- ✓Step 3. You choose: we walk you through the repayments, term and fees
- ✓Step 4. We help with the rest: we support you through the application and settlement so your machines can get running
Spread The Cost Of Your Laundry Equipment
Commercial washers and dryers are a major outlay, and cash tied up in machines is cash you can’t put into your lease, fit-out or marketing. Equipment finance lets you spread the cost over a set term while the machines start earning from day one.
We compare options from our panel of 50+ lenders, explain the repayments, term and fees before you commit, and handle the paperwork with you.
What we finance for laundromats
Tap any category to see more.
Commercial washers and dryersThe machines that earn +
New commercial washers, dryers and washer-extractors for self-service and commercial laundries.
- ✓Washers and washer-extractors
- ✓Dryers and stack dryers
Get a quote
Upgrades and replacementsSwap out tired machines +
Replace or upgrade machines in an existing store, including stores you’re buying.
- ✓Like-for-like replacements
- ✓Higher-capacity upgrades
Payment and vending systemsCard and app payments +
Card readers, payment kiosks, app-based payment systems and vending machines.
- ✓Payment kiosks
- ✓Vending machines
Fit-out and renovationsNew site or refresh +
Plumbing, electrical, flooring and fit-out for a new store or a renovation, with a business loan alongside the equipment finance where needed.
Working capital and expansionSecond sites and growth +
Funding to open an additional site or support cash flow while a new store builds trade.
- ✓Business loans
- ✓Second sites
Read more about Working capital and expansion → Get a quote
Calculate your repayments!
Use our handy finance calculator to better understand your repayments on laundry equipment.
Speak to a broker
A broker can confirm the real rate and repayments for your situation, free and with no obligation.
Loan amount
Months
Interest rate
Balloon %
Your monthly repayments: $580 With a balloon payment of $0
General information only. Estimates are based on the figures you enter, exclude lender fees and aren’t a quote or financial advice. Your actual rate and repayments depend on the lender and your circumstances. Seek your own independent advice. More calculators →
Business loan for laundromat FAQs
What is laundromat equipment finance?+
Laundromat equipment finance is a loan or lease used to buy commercial washers, dryers and related equipment. The equipment itself usually secures the finance, so you can spread the cost over a set term instead of paying upfront. We compare options from our panel of 50+ lenders to find a structure that suits your cash flow.
Should I use a chattel mortgage or a finance lease?+
It depends on ownership, cash flow and tax. With a chattel mortgage you own the equipment from day one and the lender holds security over it. With a finance lease the lender owns it and you choose what happens at the end. Tax treatment differs, so check with your accountant, and we’ll compare the structures for you.
Can I get finance to start a new laundromat?+
Yes. Lenders will want to see more upfront, typically a solid business plan, a deposit, good personal credit, and sometimes additional security. We’ll match you with lenders on our panel who are open to start-ups and help you present the strongest application.
Is it easier to get finance for an established laundromat?+
Often, yes. Lenders can assess real trading figures, which lowers their risk compared with a start-up. Because laundromat income is often cash-heavy, clear records matter: expect to provide tax returns or BAS, bank statements and takings that match what you report. If you’re upgrading the machines in a store you’re buying, we can look at equipment finance for that.
Can I finance used laundry machines?+
Many lenders will consider second-hand commercial machines, but age, condition and supplier can affect the terms and how long you can borrow for. Tell us what you’re planning to buy and we’ll check which lenders on our panel are comfortable with it.
What interest rate will I get?+
Your rate depends on the lender, loan structure, term, the equipment, and your business and credit profile. We can access fixed and variable rate options across our panel. When comparing offers, look at the total cost over the full term, including fees, not just the headline rate. Call us for a quote based on your situation.
What documents do I need?+
For a new laundromat you’ll usually need ID, your ABN or ACN details, a business plan with projections, a quote or invoice for the equipment, your premises lease, and a statement of your assets and liabilities. Established businesses will also need recent financials or tax returns, BAS and bank statements. Requirements vary by lender and loan size, so we’ll confirm what’s needed upfront.
How long does approval take?+
Timing depends on the lender and how complete your application is. Some equipment finance approvals can come through in a few days, while larger or more complex deals, particularly start-ups, can take longer. Having your documents ready and talking to us early, before you order machines, helps keep things moving.
Can I get finance if I’ve had credit challenges?+
Possibly. Some lenders on our panel consider applications with past credit issues or limited documentation, though rates and deposit requirements may be higher. The best first step is a conversation: we’ll look at your situation honestly and tell you what’s realistic before you apply.
Talk to a specialist about Laundromat Business Loans
Two minutes online, then pick a time. Or call 1300 378 387. Back to Equipment finance
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6/35 Paringa Road, Murarrie QLD 4172
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