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Equipment Finance Specialists
Hospitality Finance
Whether you’re opening a new café, upgrading a commercial kitchen or refitting a bar, we help hospitality businesses get the equipment they need without tying up working capital.
- ✓Compare 50+ lenders
- ✓Australia wide
- ✓Checking your options won’t affect your credit score
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5.0 ★
from 1,400+ five-star reviews
50+
lenders on our panel
20+ years
finance experience
ACL 518268
Australian Credit Licence
★★★★★Verified review
I had a fantastic experience dealing with Jackson. He made the entire finance process incredibly easy and straightforward from start to finish.
Daniel Agostini
Kane was AWESOME. He guided me through every step to get my loan, and we got there in the end. Friendly and professional.
Aaron Lyttle
A massive thank you to Chad Masri for providing such a seamless experience from start to finish throughout my car buying journey.
Siluni Kumarapperuma
I was fortunate to work with Connor from eCarz. He was extremely helpful, clear communication and very very efficient.
Raigan Meadows
Had an absolutely fantastic and stress-free experience… Mick made the whole process incredibly easy and hassle-free.
Dom
We had a great experience with eCarz group! Gary was very helpful and straight up from the start.
Christine Puddephatt
David provided a very efficient and straightforward process… Highly recommend the group.
Peter Sproule
Everything went very smoothly. Happy with the price.
Thaddeus Kulig
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Hospitality Equipment Finance
Running a hospitality business means your equipment has to perform every service. When an oven, fridge or coffee machine lets you down, or you’re ready to grow, hospitality equipment finance lets you get what you need now and pay for it over time.
With access to over 50 lenders, our team compares options across the market to find a hospitality business loan that suits your budget, cash flow and plans for growth.
Hospitality Finance Solutions
We help hospitality operators finance:
- ✓Commercial kitchen equipment
- ✓Refrigeration and cool rooms
- ✓Coffee machines and bar equipment
- ✓POS systems and technology
- ✓Furniture and fit-outs
- ✓Delivery vehicles
Hospitality Equipment Finance That Works for You
From ovens and refrigeration to POS systems, we finance the equipment that keeps your doors open and your customers coming back. We work with a wide range of hospitality businesses, including:
- ✓Bakeries
- ✓Bars and pubs
- ✓Cafes and restaurants
- ✓Fast-food outlets
- ✓Hotels and accommodation
- ✓Catering businesses
Finance for the Hospitality Industry – On Your Terms
We understand hospitality. Trade can be seasonal, margins can be tight and opportunities move quickly. That’s why we structure finance around how your business actually runs, with flexible terms, competitive rates and fast approvals.
Whether you’re a new venue or an established group, our specialists work for you, not the banks, and support you from application through to settlement.
Hospitality equipment we finance
Tap any category to see more.
Commercial kitchen equipmentOvens, ranges and fryers +
Combi ovens, ranges, fryers, grills, dishwashers and the rest of the commercial kitchen.
- ✓Ovens and ranges
- ✓Fryers and grills
- ✓Commercial dishwashers
Get a quote
Refrigeration and cool roomsKeep stock fresh +
Upright and under-bench fridges, freezers, display fridges, ice machines and cool rooms.
- ✓Fridges and freezers
- ✓Cool rooms
- ✓Ice machines
Coffee and bar equipmentFront of house +
Espresso machines, grinders, beer systems, glass washers and bar fit-outs.
- ✓Espresso machines and grinders
- ✓Beer and bar systems
POS and technologyRun the floor +
POS terminals, ordering systems, screens and back-office technology.
- ✓POS systems
- ✓Kitchen display screens
Fit-outs and furnitureLook the part +
Venue fit-outs, furniture and signage, for new sites or refurbishments.
- ✓Fit-outs
- ✓Furniture and signage
Delivery vehiclesGet it to the customer +
Vans, utes and cars for delivery and catering.
- ✓Vans and utes
- ✓Catering vehicles
Read more about Delivery vehicles → Get a quote
Calculate your repayments!
Use our handy finance calculator to better understand your repayments on hospitality equipment.
Speak to a broker
A broker can confirm the real rate and repayments for your situation, free and with no obligation.
Loan amount
Months
Interest rate
Balloon %
Your monthly repayments: $580 With a balloon payment of $0
General information only. Estimates are based on the figures you enter, exclude lender fees and aren’t a quote or financial advice. Your actual rate and repayments depend on the lender and your circumstances. Seek your own independent advice. More calculators →
Hospitality finance questions
What is hospitality equipment finance?+
Hospitality equipment finance helps businesses purchase the equipment they need without paying the full cost upfront. Repayments are spread over an agreed term, helping protect working capital for wages, stock and day-to-day running costs.
What equipment can I finance?+
A wide range of hospitality equipment can be financed, including commercial kitchen equipment, refrigeration, coffee machines, bar equipment, POS systems, furniture and fit-outs. Eligibility depends on the lender and the equipment.
Can a new hospitality business get finance?+
Potentially, yes. Some lenders consider applications from new businesses, although additional information, a deposit or a personal guarantee may be required. Your experience in the industry and the strength of your business plan may also be considered.
Can I finance used hospitality equipment?+
Yes, finance may be available for used equipment depending on its age, condition and value, and the lender’s criteria.
What finance structures are available?+
Common options include a chattel mortgage, an equipment loan or a finance lease. The right structure depends on your business, cash flow and tax position. We recommend speaking with your accountant about the tax implications of each option.
Talk to a specialist about Hospitality Finance
Two minutes online, then pick a time. Or call 1300 378 387. Back to Equipment finance
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